Target Auto Sales

Financing

Financing Options

Target Auto Sales can talk through the financing options that may be available for the pre-owned vehicle you're considering. Send an inquiry below or call (513) 742-4100 and we'll explain the next step in plain language. We also finance in house. See buy here pay here.

This page does not offer credit, quote rates, or promise approval. Any terms come directly from the financing source, or from the dealership on an in-house deal, and only after review.

Get Started

Ask About Financing

Send a general financing inquiry. No sensitive financial information required.

Prefer to talk? Call (513) 742-4100

Please don't include a Social Security number or other sensitive financial details in this form. Credit applications are handled directly with the dealership and any financing source it works with.

Options

Other Ways To Finance

Buy here pay here

Target Auto Sales also finances in house: the dealership carries the note and you make payments here instead of to an outside finance company. Credit history is considered but isn't what decides the deal.

Buy Here Pay Here

Ready to apply instead?

The form on this page sends a general question. If you already know you want to move forward, send the full application. It takes about five minutes and never asks for your Social Security number.

Apply for Financing

Step By Step

How The Process Works

  1. 1

    Pick a vehicle

    Browse inventory or call to hear what's on the lot today.

  2. 2

    Send an inquiry or apply

    Ask a general question with the form here, or send a full application if you're ready.

  3. 3

    Talk with the dealership

    We'll review options and let you know what documents may be needed.

  4. 4

    Finalize at the dealership

    We collect the last details in person and submit to our financing sources.

Questions

Frequently Asked Questions

Do you offer financing?
Contact the dealership to discuss what financing options may be available for the vehicle you're interested in. Two paths exist: applications submitted to outside financing sources, and in-house buy here pay here financing carried by the dealership itself. Available programs, terms and approval decisions come from whichever source finances the deal.
What information might I need?
Buyers are commonly asked for a valid driver's license, proof of income, proof of insurance and proof of residence. The dealership will confirm exactly what's needed for your situation.
Can I apply online?
Yes. Use the financing application. It asks for the income, housing and employment details a lender needs, and it takes about five minutes. It does not ask for a Social Security number or driver's license number: we collect those in person or over the phone when we submit your application to our financing sources. Never send those through a website form.
Does applying affect my credit score?
Sending the application on this site does not. It is not itself a credit application and no credit report can be pulled from it: a lender needs information we deliberately don't collect here. The dealership will talk with you before anything is submitted.
Can I put money down?
Yes. A down payment can be discussed as part of your deal, and the application asks roughly how much you plan to put down. The dealership does not take trade-ins, but if you want to sell us your current vehicle outright, use the sell-your-car form.